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News

Our Partner

Affinity Foundation for Michigan Kids

Just Like You

Just Like You

Rates

Keep-Fees-Low

Rates

Rates

Our mission is to help you save money. Check below and you’ll find the rate and term to help you earn or save more. We will even set up a special account to help you start working toward your personal dream or goal. Financial Solutions made easy.

Please review our Account Agreement & Disclosure: Truth-in-Savings Disclosure for details on dividend calculation and information on when dividends are paid.

Savings Rates - Effective Sunday, July 1, 2012
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
SHARE SAVINGS0.050%0.050%$5.00$100.00
SPECIAL SAVINGS ACCT0.050%0.050%$5.00$100.00
CHRISTMAS CLUB0.050%0.050%$5.00$100.00
MONEY MARKET ACCOUNT0.050%0.050%$2,000.00$2,000.00
MONEY MARKET ACCOUNT0.100%0.100%$2,000.00$5,000.00
MONEY MARKET ACCOUNT0.200%0.200%$2,000.00$25,000.00
MONEY MARKET ACCOUNT0.250%0.250%$2,000.00$100,000.00
TRAD IRA SHARES0.150%0.150%$5.00$5.00
ROTH IRA SHARES0.150%0.150%$5.00$5.00
EDUCATION IRA SHARES0.150%0.150%$5.00$5.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Thursday, October 2, 2014
Loan TypeRates as low asTerms/Information
Used Vehicle Rates1.989%As Low As
New Auto and Truck Rates1.989%As Low As
Loans for whatever your need9.710%Other terms available! Signature loans
Home Equity - Line of Credit4.250%Variable Rate Home Equity Line of Credit
Home Equity-Fixed Rate & Term4.000%Fixed %-Fixed term-Fix your problem!-Longer terms available!
Motorhome/Camper-Up to 48 mos3.150%Longer terms available!
Boat - Up to 36 mos3.150%Longer terms available!
Powersport/RV - Up to 48 mos3.150%Longer terms available!
ReadyCash Line-of-Credit8.750%It's Ready when you are!

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Apply Online Now! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

Certificate Rates - Effective Thursday, October 2, 2014
Certificate TermAPYMinimum Deposit
12 MONTH CERTIFICATE0.050%$500.00
12 MONTH CERTIFICATE0.200%$100,000.00
18 MONTH CERTIFICATE0.050%$500.00
18 MONTH CERTIFICATE0.200%$100,000.00
24 MONTH CERTIFICATE0.150%$500.00
24 MONTH CERTIFICATE0.400%$100,000.00
36 MONTH CERTIFICATE0.250%$500.00
36 MONTH CERTIFICATE0.600%$100,000.00
48 MONTH CERTIFICATE0.400%$500.00
48 MONTH CERTIFICATE0.750%$100,000.00
60 MONTH CERTIFICATE0.650%$500.00
60 MONTH CERTIFICATE1.000%$100,000.00
12 MONTH KIDS CERT0.100%$100.00
24 MONTH KIDS CERT0.100%$100.00
12 MONTH IRA CERT0.050%$500.00
12 MONTH IRA CERT0.200%$100,000.00

Penalty for early withdrawals.

*Minimum Balance to earn the stated Annual Percentage Rate (APR) and Annual Percentage Yield (APY).
**All rates are disclosed as Annual Percentage Rates (APR)