Rates
Rates
Our mission is to help you save money. Check below and you’ll find the rate and term to help you earn or save more. We will even set up a special account to help you start working toward your personal dream or goal. Financial Solutions made easy.
*Minimum Balance to earn the stated Annual Percentage Rate (APR) and Annual Percentage Yield (APY).
**All rates are disclosed as Annual Percentage Rates (APR)
| Savings Rates - Effective Sunday, January 1, 2012 | ||||
|---|---|---|---|---|
| Account Type | APR | APY | Minimum Deposit | Minimum Balance |
| SHARE SAVINGS | 0.050% | 0.050% | $5.00 | $100.00 |
| SPECIAL SAVINGS ACCT | 0.050% | 0.050% | $5.00 | $100.00 |
| CHRISTMAS CLUB | 0.050% | 0.050% | $5.00 | $100.00 |
| MONEY MARKET ACCOUNT | 0.050% | 0.050% | $2,000.00 | $2,000.00 |
| MONEY MARKET ACCOUNT | 0.100% | 0.100% | $2,000.00 | $5,000.00 |
| MONEY MARKET ACCOUNT | 0.200% | 0.200% | $2,000.00 | $25,000.00 |
| MONEY MARKET ACCOUNT | 0.300% | 0.300% | $2,000.00 | $100,000.00 |
Fees may reduce earnings. Rate may change after the account is opened.
| Loan Rates - Effective Sunday, February 5, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| Used auto/truck-36 mos or less | 3.113% | Longer terms available! |
| New auto/truck-36 mo or less | 3.113% | Longer terms available! |
| Motorcycle(titled)-42 or less | 3.113% | Longer terms available! |
| Signature Loan-13 to 36 mos | 9.138% | Other terms available! |
| HELOC | 4.000% | Variable Rate Home Equity Line of Credit |
| Home Equity Loan-60 mos | 4.000% | Fixed %-Fixed term-Fix your problem!-Longer terms available! |
| Motorhome/camper-31 to 42 mos | 5.113% | Longer terms available! |
| Boat:new/used-36 or less mos | 5.113% | Longer terms available! |
| Powersport/Small RV->36 mos | 5.875% | Longer terms available! |
| ReadyCash Line-of-Credit | 8.750% | It's Ready when you are! |
Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.
You
don't even have to be a member yet.
HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.
| Certificate Rates - Effective Sunday, February 5, 2012 | |||
|---|---|---|---|
| Certificate Term | APY | Minimum Deposit | |
| 12 MONTH CERTIFICATE | 0.050% | $500.00 | |
| 12 MONTH CERTIFICATE | 0.350% | $100,000.00 | |
| 18 MONTH CERTIFICATE | 0.050% | $500.00 | |
| 18 MONTH CERTIFICATE | 0.400% | $100,000.00 | |
| 24 MONTH CERTIFICATE | 0.150% | $500.00 | |
| 24 MONTH CERTIFICATE | 0.400% | $100,000.00 | |
| 36 MONTH CERTIFICATE | 0.450% | $500.00 | |
| 36 MONTH CERTIFICATE | 0.800% | $100,000.00 | |
| 48 MONTH CERTIFICATE | 0.600% | $500.00 | |
| 48 MONTH CERTIFICATE | 0.950% | $100,000.00 | |
| 60 MONTH CERTIFICATE | 0.900% | $500.00 | |
| 60 MONTH CERTIFICATE | 1.250% | $100,000.00 | |
| 12 MONTH KIDS CERT | 0.100% | $100.00 | |
| 24 MONTH KIDS CERT | 0.100% | $100.00 | |
| 12 MONTH IRA CERT | 0.050% | $500.00 | |
| 12 MONTH IRA CERT | 0.350% | $100,000.00 | |
Penalty for early withdrawals.
