Loans
Your Credit Union offers you great rates, flexible terms and payments when you want them due, payments that fit your budget not our convenience.
Rates quoted are often teaser rates, with one easy phone call we can pull your credit and tell you exactly what your rate* would be. Applying is easy, you can apply on It’s Me 247 our On Line Banking service, by telephone, or in any one of our offices. We promise we won’t keep you hours when you apply, we can take your application start to finish in ten minutes.
Whatever your dream, we have a loan to make your dream a reality. In addition, we offer the following:
- GAP Insurance on vehicles for only $275, compare our cost
- Life and Disability insurance for life’s uncertainties
- No pre-payment penalties
- Extended terms for larger purchases
In addition, our experienced lending staff will look for ways to meet your financial needs; you are not just a credit score to us.
We offer you the convenience of payroll payments:
- Monthly
- Semi-Monthly
- Bi-weekly
- Weekly
So get pre-approved today and increase your bargaining power!
If you have experienced financial difficulties we have the answer; once you have made 12 monthly payments on time, call us or come in we will pull your credit and if you have no new negative credit since you got your loan we will reduce your interest rate one level (at the current rate) and you can contact us each year until you have our best rate, that is the Credit Union way.
*Your rate will depend on your credit, the type of loan, length of the loan.
