Cool Perks Rewards

Cool Perks

Rates

Rates

Our mission is to help you save money. Check below and you’ll find the rate and term to help you earn or save more. We will even set up a special account to help you start working toward your personal dream or goal. Financial Solutions made easy.

 
Savings Rates - Effective Saturday, June 12, 2010
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Share Savings0.250%0.000% - 0.250%$5.00$100.00
Special Savings Acct0.250%0.000% - 0.250%$5.00$100.00
Christmas Club0.250%0.000% - 0.250%$5.00$100.00
Money Market Account0.250%0.000% - 0.250%$2,000.00$100.00
Money Market Account0.250%0.000% - 0.250%$2,000.00$2,000.00
Money Market Account0.250%0.000% - 0.250%$2,000.00$5,000.00
Money Market Account0.500%0.000% - 0.500%$2,000.00$25,000.00
Money Market Account0.750%0.000% - 0.750%$2,000.00$100,000.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Saturday, July 31, 2010
Loan TypeRates as low asTerms/Information
New Autos Up To 60 Months5.000%2003 Models & Newer. Longer Terms Available.
New Autos 61 To 72 Months5.000%New Autos 2003 & Newer - $15,000 Minimum
Used Auto Up To 60 Months6.000%2002 Model Year & Older
Motorcycles Up To 60 Mo.6.750%Longer Terms Available.
Trailers Or Campers 60 Mths6.750%Longer Terms Available.
Pwc/atv/snowmobile 60 Mths6.750%
Motor Home Up To 60 Months6.750%Longer Terms Available Depending On Amount Financed
Boat 61 To 96 Months7.250%Longer Terms Available Depending On The Amount Financed
Signature Loan12.000%Closed End Up To 60 Months
Open End Line Of Credit12.000%$15,000 Maximum Limit
Heloc5.500%Variable Rate Home Equity Line Of Credit
Home Equity Closed End7.500%Home Equity Loan Closed End With A Fixed Rate
Cool Perks Loan Special9.900%Borrow Up To $5,000 For 12 Months

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Apply Online Now! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

CD Rates - Effective Saturday, July 31, 2010
Certificate TermAPRAPYMinimum Deposit
6 Month Certificate0.600%0.600%$500.00
12 Month Certificate1.000%1.000%$500.00
18 Month Certificate1.200%1.210%$500.00
24 Month Certificate1.500%1.510%$500.00
24 Month Certificate1.500%1.510%$500.00
36 Month Certificate1.800%1.810%$500.00
36 Month Certificate1.800%1.810%$500.00
48 Month Certificate2.000%2.020%$500.00
6 Month Kids Cert1.000%1.010%$100.00
12 Month Kids Cert1.250%1.260%$100.00

Penalty for early withdrawals.