Rates
Our mission is to help you save money. Check below and you’ll find the rate and term to help you earn or save more. We will even set up a special account to help you start working toward your personal dream or goal. Financial Solutions made easy.
*Minimum Balance to earn the stated Annual Percentage Rate (APR) and Annual Percentage Yield (APY).
**All rates are disclosed as Annual Percentage Rates (APR)
| Savings Rates - Effective Sunday, January 1, 2012 | ||||
|---|---|---|---|---|
| Account Type | APR | APY | Minimum Deposit | Minimum Balance |
| Share Savings | 0.050% | 0.000% - 0.050% | $5.00 | $100.00 |
| Special Savings Acct | 0.050% | 0.000% - 0.050% | $5.00 | $100.00 |
| Christmas Club | 0.050% | 0.000% - 0.050% | $5.00 | $100.00 |
| Money Market Account | 0.050% | 0.000% - 0.050% | $2,000.00 | $2,000.00 |
| Money Market Account | 0.100% | 0.000% - 0.100% | $2,000.00 | $5,000.00 |
| Money Market Account | 0.200% | 0.000% - 0.200% | $2,000.00 | $25,000.00 |
| Money Market Account | 0.300% | 0.000% - 0.300% | $2,000.00 | $100,000.00 |
Fees may reduce earnings. Rate may change after the account is opened.
| Loan Rates - Effective Sunday, February 5, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| Used Auto/truck-36 Mos Or Less | 3.113% | Longer Terms Available! |
| New Auto/truck-36 Mo Or Less | 3.113% | Longer Terms Available! |
| Motorcycle(titled)-42 Or Less | 3.113% | Longer Terms Available! |
| Motorhome/camper-31 To 42 Mos | 5.113% | Longer Terms Available! |
| Boat:new/used-36 Or Less Mos | 5.113% | Longer Terms Available! |
| Powersport/small Rv->36 Mos | 5.875% | Longer Terms Available! |
| Signature Loan-13 To 36 Mos | 9.138% | Other Terms Available! |
| Readycash Line-of-credit | 8.750% | It's Ready When You Are! |
| Heloc | 4.000% | Variable Rate Home Equity Line Of Credit |
| Home Equity Loan-60 Mos | 4.000% | Fixed %-fixed Term-fix Your Problem!-longer Terms Available! |
Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.
You
don't even have to be a member yet.
HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.
| CD Rates - Effective Sunday, February 5, 2012 | |||
|---|---|---|---|
| Certificate Term | APR | APY | Minimum Deposit |
| 12 Month Certificate | 0.049% | 0.050% | $500.00 |
| 12 Month Certificate | 0.345% | 0.350% | $100,000.00 |
| 18 Month Certificate | 0.049% | 0.050% | $500.00 |
| 18 Month Certificate | 0.395% | 0.400% | $100,000.00 |
| 24 Month Certificate | 0.145% | 0.150% | $500.00 |
| 24 Month Certificate | 0.395% | 0.400% | $100,000.00 |
| 36 Month Certificate | 0.445% | 0.450% | $500.00 |
| 36 Month Certificate | 0.795% | 0.800% | $100,000.00 |
| 48 Month Certificate | 0.595% | 0.600% | $500.00 |
| 48 Month Certificate | 0.945% | 0.950% | $100,000.00 |
| 60 Month Certificate | 0.895% | 0.900% | $500.00 |
| 60 Month Certificate | 1.245% | 1.250% | $100,000.00 |
| 12 Month Kids Cert | 0.098% | 0.100% | $100.00 |
| 24 Month Kids Cert | 0.098% | 0.100% | $100.00 |
| 12 Month Ira Cert | 0.049% | 0.050% | $500.00 |
| 12 Month Ira Cert | 0.345% | 0.350% | $100,000.00 |
Penalty for early withdrawals.
