Cool Perks

My AGCU Cool Perks

Debit Card FAQs

Debit Card Facts You Should Know



Our Partner

Affinity Foundation for Michigan Kids

Just Like You

Just Like You

What's New at the CU

Stocking stuffer donations

Help make a local kids holiday a little brighter. Donate items off the wish list that is listed on our website or sponsor a stocking for just $5.00! Click here to view the list.

Skip-a-Pay loan

We know it's the time of year when your money could be better used elsewhere. Skip-A-Pay allows you to postpone your AGCU's December or January loan payment and keep your money instead. Whether it's for gift purchases, holiday gatherings or simply need a little extra cash in your pocket for winter fun. We can help. Click here for details.”

Backpack thank you!
My AGCU personal loan

Use Your Debit Card* for a chance to win a Google Tablet! Your Debit Card is simple to use and more widely accepted than checks, easier to qualify, because you use your own money, and it’s safe - there is no need to carry a lot of cash or a checkbook. Every time you use your debit card with a signature you will be entered for a chance to win a tablet from Google. *Signature-Based Transactions Only.

Black Friday loan

We're offering a special low rate of 6.75% on up to $20,000 borrowed for 60 months! Life can be hectic and we want to make borrowing easy. Our personal loans let you borrow without collateral. You can use these loans for vacations, a new computer, appliances and furniture, or to consolidate bills into one payment. Whatever you need we are here for you. Call, stop in a branch, or apply online.

Save 2% on your loan!

Transfer your loan from another financial institution and you'll save up to 2% off* your current loan rate. Let us show you how our lending products, rates and terms would be a better fit for you. With our low loan rates, exceptional member service and money saving offers Affinity Group Credit Union is where you belong. Call, stop in or apply online. We're ready to help.*APR = Annual Percentage Rate. Offer applies to new loans transferred to AGCU only. Offer does not include credit cards, home equities or mortgage loans. Subject to current floor rate. Rate subject to change without notice.

Transfer your credit card balance

Transfer your balance from a higher interest rate credit card today to our low interest rate MyAGCU credit card and get a special low rate as-low-as 1.99%, 3.99%, or 5.99% until July 31st, 2015 on transferred balances!

Did you know? Credit Union credit cards on average are 4% less than bank rates, depending on credit rating. Check it out! You get a consistently lower rate and a longer due date, as our due date is 28 days after the close of each billing cycle. MyAGCU Credit Card has a minimum monthly balance of only 2% of balance or $25, whichever is higher. We offer the same interest rate on purchases as well as cash advances.

  • No Annual Fee
  • Credit Limits up to $25,000
  • No cash advance fees or balance transfer fees

**After July 31st, 2015 your credit card rate on any unpaid transferred balances will convert to our current credit card rates. Visit to view our current rates. Not all applicants will qualify. Subject to credit approval. Offer may change at any time.